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Best CashBack Cards
How to "Cheat" With CashBack Credit Cards Properly
1) You need to carry at LEAST 1 cashback credit card:
- Blue Cash® from American Express® gives you 5% cashback at gas stations, supermarkets, and drug stores; 1.5% everywhere else!
- If you pay off your bill in full each month, it's like a permanent 5% off coupon
- Even if you do carry some credit card balances, you should consider carrying one cashback credit card that you pay off each month. Even a tank of gas at 5% off is a few dollars a month in savings. Plus, having one credit card that you pay off in full each month will Help your credit score.
2) You may need more than 1 cashback credit card
- We carry 3 cashback cards to optimize our savings. We are lucky enough NOT to carry any balances
- Discover® Open Road (SM) Card: 5% Cashback Bonus® on gas and auto maintenance purchases.
- Chase Business Rebate: 3% restaurant purchases and office supplies. No cap. 1%all other purchases
- Blue Cash® from American Express®:Under 6.5k: 1% gas/supermarkets, 0.5% all others
6.5k-50k: 5% gas/supermarkets, 1.5% all others.3) What if you want to carry a balance, make a balance transfer, and get cash back all in one card?
- We think you'd be better off carrying a 0% purchase or 0% balance transfer card because you'll save much more in fees.
- We recommend using cashback cards only when you intend to pay off the balance in full each month.
- Discover® Open Road (SM) Card: If you want just one card that will be pretty good in all areas, this card is it. 0% Intro APR for 6 months on Purchases, and 12 months on Balance Transfers. 5% Cashback Bonus® on gas and auto maintenance purchases. Up to 1% cashback on all other purchases.
Our TOP CashBack Credit Card Picks
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"Cheat" at Getting a No Cost Credit Score
- A Credit Report is useless without the score.
- No free Credit Report site will give you a truly free score.
- The banks use the score more than any other information on your report.
- You should check your score at the big 3 agencies; scores can vary tremendously among them.
- We have found Credit Protection clubs for each agency. They require you to join 30 day trial period.
- If you cancel during the trial, you won't be charged.
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Compare Credit Cards by Cards Type
Compare Credit Cards
by Credit Needed
* See the online credit card applications site for terms and conditions of offers. CheatatShopping is a separate entity from all credit card companies. No guarantees on credit offers implied or direct.
- Click on the "Apply Now" button to review the complete credit card terms and conditions.
Transfers/
Purchases
Scores: CashBack: 8/10 Purchases: 9/10 Transfers: 10/10 Regular APR: 9/10
• 0% Intro APR for 6 months on Purchases, and 12 months on Balance Transfers
• Save at the pump and everywhere else.*
• 5% Cashback Bonus® on gas and auto maintenance purchases
• 5% to 20% Cashback Bonus at top online retailers*
• Up to 1% Cashback Bonus on all other purchases
• Unlimited cash rewards
• Increase, even double, the value of your rewards when you redeem for gift cards from our 100 Cashback Bonus Partners
Transfer
Fees
3%($10-75)
Regular APR*
10.99%
Credit Needed*
Intro
APR*
Cash-
Back*
Annual Fee*
0%
.25-5%
None
Appply
Now
Both
Intro
Length
up to 12 Months
